June 17, 2014

Four EASY Ways to Improve Cash Flow

 Four EASY Things You Can Do TODAY to Improve Your Budget

1. Compare Insurance Premiums
When was the last time you shopped insurance rates? If it has been more than a year call 2-3 different insurance providers and ask for quotes on your auto and homeowners/renters insurance. It should take less than 30 minutes and can save you money almost immediately.

2.  Sign up for Swagbucks
Swagbucks is a search engine that shares its ad profits with its users. Download the toolbar, use it as your search engine, and it will randomly award you with points called SwagBucks, these SwagBucks can be redeemed for Amazon gift cards, PayPal credits, and other great things. I signed up about 3 years ago and use the Amazon gift cards I've earned to buy books for my Kindle and Christmas presents for my family, as well as diapers and other non-exciting things.
Sign Up Here

3.  Take A Survey
Surveys are a great way to bring in a little extra cash in your spare time. The company I've found the most success with is MyView. Earnings can be redeemed for prepaid credit cards or gift cards to Amazon and other great retailers.

4.  Spend More on Groceries
This is supposed to be about SAVING money! I don't mean always spend more on groceries, I advocate shopping sales and using coupons, BUT... I have found that buying a few more expensive items at the grocery store can reduce the temptation to eat out, thereby keeping more cash in my pocket. If eating out is a budget buster for you, increasing your grocery budget could help your overall financial picture.
Care for an example or two?
It's easier to skip the sandwich shop and make your own at home if you have great bread, high quality lunchmeat and delicious add-ons.
I'm happy to make my own fried rice and orange chicken, but I'm more satisfied and less likely to splurge on eating out if I splurge on a bag of pot-stickers from the frozen food aisle to go with it.

This Post May Contain Affiliate Links, View My Disclosure Policy Here.

1 comment:

  1. I never thought of #4, but it makes total sense! Thanks!